If in the world of education, from KINDERGARTEN to College we will always receive the progress report contains our educational progress. Moreover, it also in the report that listed a wide variety of assessment with regard to the results of the subjects that have been pursued. There is a good value, satisfy even worse and there is rarely anyone not “up grade” or “do not pass”.
We still remember how much joy and happy when the entire value of the school we all good, and vice versa so sad and moping if our value is “red”. Yes so, if within the world of education/school formal, most of our ratings are determined by the value of the test results that we have been going through.
Well, how about the Affairs of the money, the money bin financially? It turns out in the financial world, we as one of the “proteges” or his formal language is the customer, every time we have an account of debts or named Debtor bank, be it credit card debt, CAR LOANS, MORTGAGES, debt debt debts cash without collateral, working capital or invests etc. Then at that time, the bank will begin to record the track record we are including customers who have “value” good or bad. The bank does not care whether you are a graduate of elementary, junior high, HIGH SCHOOL SENIORS or professors The bank’s financial report is judged You noted in the banking system.
why should the debt as an indicator of customer ratings? Yes, of course because of the banking credit products is one of the sources of revenue contributor to the bank’s main business. So don’t be surprised that the bank was actually really looking for people to be given the loan. As more and more people who borrow/owe, then earning potential the bank will continue to increase. So in other words, we are in fact people who are highly sought after the bank, because the bank is very need You!.
How to have good ratings on the bank? Here’s how easy all, adhere to all rules and conditions of the agreement the debts that you sign, and never violated. For example, the main potential violations that we do is late in paying the installments. Anyway to ever seek arrears debt repayments while one rupiah. Because it was judged negatively by the bank and will be recorded in history as the Red sign on customer ratings. The more the Red value, then imposes on the bank’s assessment of your overall. Especially for example to offer new products or facilities.
Otherwise if you want to received the bank with good ratings, by doing the payment is always on time, then the cash flow in and out of the well, which is reflected in the book, savings, checking that you have. The smooth cash flow was recorded, then the bank will be more dear to you and don’t be surprised if at any time You will often be offered a product or other banking facilities, even to a new credit limit increases. So often expressed, when your debt tens of millions, then you will be dizzy, when your debt billions then the bank will be dizzy, and when Your debt even hundreds of billions of then the country will me-too dizziness